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Reserve Bank keeps rates on hold at 4.5%

RELIEF for homeowners today (6 July 2010) with the central bank deciding to keep the official interest rate on hold at 4.5 per cent.

The welcome news, announced after the monthly Reserve Bank of Australia (RBA) board meeting today, was in line with most market expectations.

It’s the second consecutive month that the RBA has kept the official interest rate on hold, following six rises starting from October last year as part of efforts to curb the expansion of Australia’s economy. More

Source: PerthNow

Tax Reforms Kick in on 1 July

INVESTORS should stand by for some important changes as the clock ticks over to the new financial year on Thursday.

In the wake of the global financial crisis, blamed by some on poor regulation of financial and investment markets, the pendulum is swinging the other way.

Stricter regulations will start to put a dampener on "free marketers" with a new raft of rules to be introduced, from bigger penalties for tax evasion to the handing over of market supervision to the Australian Securities and Investments Commission. See More

PERSONAL TAX CUTS

The income at which the 30 per cent tax bracket cuts in rises from $35,001 to $37,001 from July 1. For higher income earners making $80,001 to $180,000, the marginal rate decreases from 38 per cent to 37 per cent. See More

Source: Perth Now

WA and Qld Lead Australia's Population Growth

The mining states of WA and Queensland are driving population growth in Australia according to the latest figures from the Australian Bureau of Statistics.

Australia's population grew by 432,609 people last year.

Population growth consolidated, increasing by 2.0 per cent over the past year, but easing from the 40 year highs reached in March 2009.

A total of 277,700 people migrated to Australia over 2009.

Over the 2009 calendar year, 83,787 migrants settled in NSW, followed by Victoria (77,502), Queensland (53,265), Western Australia (38,078), South Australia (17,349), ACT (3,775), Tasmania (2,046), and Northern Territory (1,909).

There were 295,700 babies born in 2009, down slightly from the record 301,000 births in the year to June 2009.

Population growth eased in all states and territories except for South Australia. Over the past year population growth was fastest in Western Australia (2.65 per cent), followed by Queensland (2.44 per cent), Northern Territory (2.21 per cent), Victoria (2.13 per cent), ACT (1.83 per cent), NSW (1.64 per cent), South Australia (1.32 per cent), and Tasmania (0.89 per cent).

"Not surprisingly population growth is strongest in the mining states, with Western Australia and Queensland leading the charge," said CommSec economist Savanth Sebastian.

"No doubt as the global economic recovery gains traction and mining investment is increased a further demand on labour resources will be required.

"In recent commentary the Reserve Bank has also highlighted the emerging labour shortages in the mining and construction sectors - a trend that will gain traction in coming years and ensure that strong population growth will remain a feature of the mining states," he said.

Source: WA Business News, 24 June 2010

Opeson at MBA Building Home Show: 5-7 June

OpesOn exhibited at the MBA Building & Home Improvement Show at the Perth Convention and Exhibition Centre from 5-7 June.

Winners of our competition to WIN an outdoor are:

  • Small outdoor heater: Janice Burdinat
  • Large outdoor heater: Colin Mayers

 

 

See us at the Every Woman Expo: 25-27 June

OpesOn exhibited at the Every Woman Expo at the Perth Convention and Exhibition Centre from 25-27 June.

Our competition to WIN 1 of 3 Keturah Day Spa packages or tickets to Mamma Mia! will be drawn soon.

  • Congratulations to Michelle Galvez who is the happy winner of the two Mamma Mia! tickets
  • Congratulations to Clare Thompson whom won the Opeson door prize of a Ketura Day Spa package and $2500 Opeson dollars.

 

 

A Day on the Swan with Opeson

 

 

 

 

 

Opeson hosted a select group of COIclub Members to join the team at the recent Red Bull Air Race.

The sun was shining and the pilots put on a great show at the Perth leg of the Red Bull Air Race in April. Opeson hosted COIclub Members on board the Aussie Warrior for a day of extreme sports, good food and cold beverages.

The early morning start from Fremantle didn’t deter our excited COIclub from joining the Opeson team to witness the amazing stunts of the Red Bull pilots maneuvering over the Swan River.

We were lucky enough to have the owners of Heritage Country Cheese on board who brought a fantastic selection of their delicious hand-made cheeses for morning tea. Check out their range at www.heritagecc.iinet.net.au or give Darren a call to find out how to sample their produce yourself on (08) 9764 1016.

To secure your place at the next Opeson COIclub event and win some great prizes you need to be a COIClub Member… It’s easy to become a COIclub Member - all you need to do is be a referrer.

Plus… if you refer 3 or more friends (in the one nomination/day) whom then agree to receive their free research from us and are validated, you WIN an instant prize.

 

What Recovery? Even More Aussies “Financially Unfit”

The benefits of the economic recovery have yet to be felt by many Australians as the number of “financially unfit” people continues to increase, the second annual Bankwest Financial Fitness Index has revealed.

The Index revealed that nearly one in three (28%) Australians were Financially Unfit, compared to 22% this time last year as the economy stalled and the Global Financial Crisis (GFC) deepened.

Once again, women bore the brunt of the bad news with more females “Financially Unfit” (32%) than men (25%). Despite this, a higher percentage of men became unfit in the past year - 8%, compared to 3% of women. Generation Y also continued to struggle with their finances over the year with 34% “Financially Unfit”.

“The latest Financial Fitness Index shows that an extra 6% of Australians became “financially unfit” over the past twelve months. It is important to remember that while there has been a recovery, the market and super-funds (a major form of wealth for many Australians) are still well down from the pre-GFC highs of November 2007.”

Nearly three quarters of Australians (69%) said that 2009 had been a difficult year for them financially.

The Financial Fitness Index is a novel finger on the pulse of how “fiscally fit” Australians are by measuring 14 vital signs, including housing costs, debt, savings, income protection & financial assets before reaching a rating of either:

  • “Financially Fit”: regular savings, a range of insurance, low housing costs, high asset levels relative to debt and income.
  • Borderline Fitness”: moderate savings, some insurance, average housing costs, moderate debt levels.
  • “Financially Unfit”: over reliance on debt, little or no regular savings, no insurance coverage, high housing costs relative to income.

On a state level, more Western Australians are financially fit (36%) while Queenslanders are the least financially fit (18%). Generation Y (30 years of age and under) continue to struggle; 34% of Gen Ys were Financially Unfit compared to 29% last year. Generation X (aged 31 to 44) followed closely behind with 30% being Unfit (28% last year).

A large number of Baby Boomers (aged 45-63) also struggled – the Index showed a 10% increase in the proportion of unfit Baby Boomers in the past year, the biggest increase of any generation. Retirees (aged 64 plus) were financially the fittest generation with 35% being Financially Fit and only 15% classified as Financially Unfit.

Research for the Financial Fitness Index was conducted online in January 2010 by Brand Management, anonymously surveying 833 Australians across all states, territories and age groups.

See the full article here.

WA Results

Free Wealth Health Check

Do you have enough to live the lifestyle you want?

The new year is an ideal time for recommitting ourselves to things that are important to us.  What could be more important than being financially fit? And what could be better than starting fresh in a new year? CAN YOU RELATE TO ANY OF THESE?:

  • I don't have time to organise my finances
  • I’m going okay, but want to know how it can be better
  • I worry that I'm not saving enough money
  • I have a mortgage and can’t seem to get ahead at the rate I’d like

Why OpesOn?  You go to the dentist to whiten your teeth, a mechanic to fix your car, so why don’t you get an expert to help you with the biggest part of your life… your money and the lifestyle it provides you? We are Personal Economists who work for you, with you, to harness the power of your Personal Economy.  You will:

  • Own your home faster, safer
  • Know how to generate surplus resources for what’s important in your life, eg:
    • More holidays & time with your family and friends
    • Investment properties
    • Car upgrade
    • Home renovations
    • Extra income streams…

...Your goals achieved sooner than you thought possible.

Contact us to receive your FREE research. It is delivered over the phone at no cost or obligation; at a time that’s convenient for you. We look forward to helping you ‘Get What You Want’.

 

PAST NEWS

 

World's Greatest Shave

Change is in the air with a new do for OpesOn founder, Iain Melotte.

Iain pledged to shave his head for the World’s Greatest Shave to support the Leukaemia Foundation if his target of $1000 was raised. We are very pleased to advise over $2000 was raised and donated to the Leukaemia Foundation and Iain is now sporting a newly shaved head.

Thank you to all those whom donated for this very worthy cause.

If you would still like to donate, please click: World's Greatest Shave

Expos

OpesOn exhibited at the 2010 Ideal Home Show and at the Pool, Spa & Outdoor Living Expo in March.

Hundreds of visitors saw us to find out how we can help them GET WHAT THEY WANT and entered our draw to WIN one of the below fantastic prizes. Congratulations to the winners.

  • Sundance 4 Burner BBQ
  • West Coast Eagles or Fremantle Dockers Home Game Tickets
  • Lady Gaga Concert Tickets

AC/DC VIP Tickets WON

Congratulations to winners Tania Blackburrow in the main draw and Richard & Anna Person in the Members draw who will attend the ACDC Black Ice Tour concert in the OpesOn open air box on Saturday, 6 March.

Click here to find out how you too can WIN our competitions

 

OpesOnon Foxtel

OpesOn was once again on Foxtel's Aurora channel on the programme 'Russell Goodrick Presents' in October and November 2009.   Click here to see it on You Tube

OpesOn also appeared mid 2009 on Channel Nine’s program ‘What Women Want’ and twice on Foxtel's 'Russell Goodrick Presents'.

These programs focus on exploring all aspects of what you want and need in today's society - from health and well-being issues, to financial success, stress management as well as great fashion and how to achieve it in today's fast paced world.

OpesOn was featured as while control and certainty are important, so is creating surplus for a bit of fun and adventure.

 

In Good Company

OpesOn Founder, Iain Melotte was an invited contributor to the Perth Underground Photography book which holds him in good company with WA Premier Colin Barnett and The Hon. Fred Chaney.

The purpose of Perth Underground Photography is a unique and exclusive collection of High Tech Underground Tunnel Construction of Perth, Western Australia 2007 and makes an historic record of Perth industrialisation. In particular, the infrastructural icon of this stunning city, the railway that connected the south west and drilled in the first high tech underground tunnel right through the center of the Perth CBD.

See Iain's contribution - Underground Culture

 

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